There a numerous things to consider when buying a diamond, especially when buying a diamond engagement ring! The custom of giving a lady a diamond engagement ring while declaring oneself started in 1477 when Archduke Maximilian bestowed a diamond ring on Mary of Burgundy. In most case, the woman you are planning on proposing to will be expecting a diamond ring to be forth coming along with the proposal!
To begin with you will need to decide how much ring you are able to afford. Most men apply the ‘two months earnings’ principle. With that in mind you should consider spending the equivalent of at least two months of the pay you are currently earning. Since you have additional bills to pay, saving up two months of pay could take quite a long time. Perhaps you might want to consider financing. Go to the jewelry store you plan to but the diamond ring from and tell them you are planning on buying an engagement ring, and also let them know that you will require financing for your purchase. Proceed with having the credit check run and get an idea of what your payments will run and exactly how much money down will be required.
Now ask your girlfriends best friend to take your girlfriend shopping, but make sure this friend can be trusted to be discrete. Make sure that they gaze at the engagement rings to get a general idea of what you girlfriend prefers in an engagement ring.
Once you have a fairly good idea of what you girlfriend might be pleased with, make sure that the jeweler
you purchase the ring from allows you to bring back the ring, for exchange or just in case your lady is not currently ready for this course just yet. You will want to ensure the jewelry story you purchase the ring from has an exchange policy so you can be sure you girlfriend will end up with the ring she will love wearing for the rest of her life.